El programa de farándula de Telefutura, después de que quitaron Escándalo TV del aire, nunca logró lo que los ejecutivos tanto querían.
Los ratings no pasaron de ser pésimos y el contenido era peor.
La verdad que no nos sorprende esta noticia. Nosotros relatamos nuestro disgusto con el show desde su estreno.
Ahora, hay que esperar a ver que pasa con los presentadores de la producción de chismes.
Deadline looms for borrowers: College students who consolidate debt this month can save thousands.
The Milwaukee Journal Sentinel (Milwaukee, WI) June 5, 2006 Byline: Paul Gores Jun. 5–College students who have piled up debt to finance their education may save thousands of dollars when paying off their federally backed loans if they consolidate them this month, lenders and college officials say.
Even students who still are in school and plan to borrow again to finish their education ought to consider consolidating and locking in today’s lower interest rates on debt they’ve accumulated so far, they say.
But borrowers have to act quickly.
Last week, the government set new interest rates, which take effect July 1, on the money students alreadyhave borrowed to pay for college. The interest rate for former students will rise to 7.14% from 5.3% on Stafford loans, which are the type most commonly used. The rate on money previously borrowed for students still in school will climb to 6.54% from 4.7%.
New loans for students taken out after July 1 will be at a fixed rate of 6.8%.
With the average annual cost of attending four-year colleges topping $12,000 at public schools and $29,000 at private ones, students typically have borrowed between $15,500 and $19,400 by the time they earn a bachelor’s degree, according to The College Board.
Consolidation has been the talk of university financial aid offices since spring, when officials began anticipating that rates would rise significantly. Consolidation allows students to package all of the federal loans they have received into a single loan at a fixed rate, and if they wish, extend the payback period beyond the normal 10 years. here great lakes higher education
“This is the first time in my 25 years of student loans that I am seeing financial aid administrators at every college promoting consolidation loans,” said Tom Mrozinski, who heads Marshall & Ilsley Corp.’s student loan operation.
A graduate of the class of 2006 with $20,500 in loans will save $3,245 over the course of a 10-year repayment period by consolidating before the new rates take effect, according to the College Loan Corp., a student loan provider based in San Diego.
But students still in college — particularly those who just completed their junior year — should look into consolidating their loans, too, experts said.
The rule of thumb is that a current student who has accumulated $10,000 or more in federal loans should seriously consider consolidation, Mrozinski said.
By locking in at 4.75% now — the consolidation rate is slightly higher than the 4.7% rate on Stafford loans — a current student can avoid the 6.625% consolidation rate that will go into effect for loans combined into one after July 1. here great lakes higher education
A student with $20,000 in debt who consolidated today at 4.75% would pay $129 a month for 20 years, said Richard George, general counsel for Madison-based Great Lakes Higher Education Guaranty Corp. A consolidation loan on $20,000 at 6.625% after July 1 would cost $151 over 20 years, he said. Although an extra $22 per month may not seem like a big deal, over the life of the loan it ends up costing the borrower more than $5,000 extra.
While the benefits of consolidation to students still in school are obvious — a lower locked-in interest rate and the opportunity to extend the payback period — there are drawbacks to consider:
— When they graduate, students who consolidated loans while still in school won’t automatically get the six-month grace period given to those who don’t consolidate. The grace period lets graduates earn income before the first payment is due.
— Students who greatly extend the payback period when they consolidate will pay more in interest over time, even though each payment will be smaller than if they repaid the debt over the normal 10 years.
— Students who borrow more money to finish their education will have two sets of payments to handle — one for their consolidated loans and another for loans taken out after consolidation.
Dawn Scott, director of financial aid at Carroll College in Waukesha, said students need to be careful if they extend the payback period.
“I always tell students consolidation is a good option if you’re worried that you are not going to be able to afford your payment,” she said. “But when you can afford your payment, make double payments or whatever the case may be. Make sure you are paying it in a quicker amount of time, otherwise you’re not seeing the benefit of a lower interest rate.” PLUS loans, which are loans parents take out for their child’s education, also can be consolidated and locked at lower rates before July 1.
Anyone who wants to consolidate should first contact the lender of their current loans or check with a college financial aid office. College loans are unique to each borrower, so examples and definitions don’t apply to all students, lenders said.
Distributed by Knight Ridder/Tribune Business News.
Cancelaron Tombola!
