El rockero estadounidense Jon BonJovi ha negado este martes los rumores en Internet que señalaban que había muerto de un paro cardí aco en un hospital de Nueva Jersey.
El cantante de 49años de edad publicó una foto de sí mismo en la red en la que se ve un árbol navideño de fondo y un letrero que sostiene el rockero y en el que se lee: “El cielo se parece mucho a Nueva Jersey”.
Una página web afirmó erróneamente de la muerte del cantante después de un ataque que sufrió en un hotel de su natal Nueva Jersey. A los minutos el rumor se extendió por Twiter.
Más tarde el periódico Angeles Times afirmó que la noticia de la muerte de Bon Jovi había sido copiada de un artículo sobre la muerte de Michael Jackson en 2009.
Según la revista Billboard Bon Jovi fue la banda más taquillera de 2010 con su gira The Circle.
CREDIT CARD REFORM: STRONGEST LEGISLATION YET TO REIN IN OUT-OF-CONTROL COSTS ANNOUNCED BY SEN. MENENDEZ
US Fed News Service, Including US State News March 12, 2008 The office of Sen. Robert Menendez, D-N.J., issued the following news release:
As an increasing number of Americans fall victim to out-of-control credit card costs and as the credit card market begins to resemble the subprime mortgage market from when the foreclosure crisis began, U.S. Senator Robert Menendez (D-NJ) today announced a sweeping plan to put an end to deceptive practices and irresponsible marketing. The Credit Card Reform Act goes beyond any other current legislative proposal in curtailing skyrocketing interest rates, curbing sudden changes in credit card agreements, and restricting issuance of cards to consumers who don’t have the ability to make payments, along with other deceptive practices undertaken by some credit card companies.
Senator Menendez said, “Too many families feel like their credit card contracts are booby-trapped. Credit card companies use a layer of fine print to conceal all kinds of trap doors: take one false step, then your credit rating plummets and your interest rate shoots through the roof. This bill that rerpresents the strongest, most comprehensive effort yet to end some of the most egregious practices of credit card issuers, while making sure that Americans young and old don’t so easily fall into financial traps. The big principle behind this bill is: companies should be clear about the rules up front, and shouldn’t change them in the middle of the game. this web site dillards credit card
“We cannot allow predatory and deceptive practices in the credit card industry to continue as we did in the subprime mortgage market. We cannot allow the credit card problem to become the next foreclosure crisis.” Travis B. Plunkett, Legislative Director, Consumer Federation of America said, “The Consumer Federation applauds Senator Menendez for introducing important legislation to stop credit card companies from using traps and tricks to unjustifiably increase fees and interest rates. As the economy teeters on the brink of recession and many debt-choked families find it harder to get by, it is high time that credit card companies use some responsibility in the way that they extend credit and price their product.” Lauren K. Saunders, Managing Attorney, National Consumer Law Center said, “American families struggling in today’s economy shouldn’t be slapped with huge, retroactive interest rate increases that bury them deeper in debt instead of helping them to manage their finances and keep their homes. Credit card companies often increase rates on purchases already made for no apparent reason other than to make up for their loses in the mortgage market or to punish a consumer for minor slips such as paying late a couple of times. That’s just not fair.” Linda Sherry, Director of National Priorities, Consumer Action said, “It’s outrageous that companies claim they are using sound risk-based pricing principles when they hit consumers with exorbitant hair-trigger fees and enormous, unjustified rate hikes-at any time, for any reason. It makes no sense to increase the interest rates of customers who are having a hard time with their debt load while still allowing them to go over-limit. This system is broken and Consumer Action supports Sen. Menendez’ efforts to fix it.” Caleb A. Gibson, Advocacy and Legislative Coordinator, Demos said, “Due to steady deregulation of the credit card industry, financial bargaining power has been heavily tilted toward the lender, making it harder for families to get out of debt and back on the path to savings. Since 1989, credit card debt has shot up by 315 percent–to over $900 billion dollars–while savings rates have dipped to their lowest point since 1934. It is time for Congress to stand up against usurious practices and give families a real chance to get ahead.” CREDIT CARD REFORM ACT SENATOR ROBERT MENENDEZ The Credit Card Reform Act would end some most egregious credit card practices that continue to lure Americans young and old into financial traps, such as excessive fees, retroactive rate increases, universal default, unilateral changes to credit card agreements, and deceptive credit card offers. in our site dillards credit card
? Creates Opt-In for Underage ConsumersRequires credit card issuers to receive “opt in” approval from young consumers under age 21 before they mail credit card solicitations to these consumers.
* Prohibits Unilateral Changes in Credit Card Agreements Prohibits credit card issuers from changing the terms of the credit card agreement.
* Prohibits Universal Default Prohibits credit card issuers from increasing a cardholder’s interest rate based on activity unrelated to their credit card agreement – for example, a late payment on another bill or a change in credit score.
* Ban on Retroactive Rate Increases Prohibits interest rate increases on existing balances.
* Limits Penalty Interest Rate Increases Limits penalty rate increases to a seven percentage point increase.
* Limits Late Payment Fees Requires issuers to state clearly on a billing statement the postmarked date and the amount of the late payment. Does not allow late fees or other adverse consequences for payments made by the postmarked date.
* Makes Fees Reasonably Related to Cost Requires that any penalty fee, such as a late payment fee or over-the-limit fee not exceed an amount that is reasonably related to the cost that the issuer incurs as a result of the consumer’s action.
* Requires Verification of Ability to Pay Credit card issuers may not offer credit or raise credit limits to consumers unless they determine that the consumer will be able to make the scheduled payments under the terms of the agreement based on their current income, obligations, and employment status. The Federal Reserve would provide the appropriate formula for determining ability to pay.
* Ban on Deceptive Credit Card Offers Stops bait and switch tactics by requiring “pre-approved” offers to be a true, firm offer containing the material terms such as interest rate, fees, and amount of credit; requires such offers to be honored by the issuer.
Bill is endorsed by: Center for Responsible Lending, National Consumer Law Center, Consumer Action, Consumer Federation of America, National Council of La Raza, Consumers Union, U.S. Public Interest Research Group, Demos, Service Employees International Union, and National Association of Consumer Advocates.
